Time to Move?
Stuart Mosley No Comments

The government estimated that approximately 450,000 people in the UK have been restricted on continuing their plans with moving home since lockdown. The government procedures have urged people to stay at home since March, but as the lockdown eases, the housing markets will be able to open up to the public again. This will allow buyers and tenants to officially continue with viewings, buying, and selling of property (given safety procedures are followed).

Viewing properties have now been permitted along with estate agents being allowed to conduct valuations and visit properties. This positive news will impact borrowers by removing limitations on the main barriers of mortgage lending while under lockdown.

In March, lenders withdrew a large amount of higher-risk mortgage deals that required in-person valuations and they had also paused mortgage applications where a survey would be needed.

Lenders are now slowly increasing the number of mortgage deals available at higher loan-to-value (LTV).

Considering moving home? Please don’t hesitate to contact us by using the form below or giving us a call where we can discuss the options in more detail. SJ Financial Solutions is here to support you as much as possible during these difficult times.


About Stuart Mosley

Stuart Mosley (CeFA, CeMap, CLTM) founded SJ Financial Solutions in June 2005 having spent 12 years with big corporates such as Halifax and Santander.  He felt the personal touch and straight speaking was missing from financial and mortgage advice services and set up SJ Financial Solutions to change this.

If you would like to book an appointment then please get in touch and we can arrange a suitable time to discuss further.  We can arrange appointments at a place and time suitable to you, we can discuss your options over the phone or if you prefer email, then this is fine with us.