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Many mortgage brokers and banks are unable to assist with a mortgage that is out of the ordinary.

Being based in Harborne, 2 miles from Birmingham city centre we are extremely close to some big modern Hospitals such as the new Queen Elizabeth Hospital, Birmingham Dental Hospital and Birmingham Children’s Hospital and as result we have numerous clients who work in the medical profession.

Many of whom have found it difficult trying to obtain a mortgage due to being a locum, on rotation or being in the UK on a Visa.  Not all lenders are able to assist, however, because of our experience we are able to help.


Some clients have numerous income sources from various businesses they are involved in or an occupation that pays huge commissions and bonuses, again, something that not all high st Banks or mortgage brokers are able to help with.

Having an experienced advisor understand your role and remuneration means we can research the options for you and come back with a solution.e buyers.

First Time Buyer Testimonials


Neil Currier IFA

I have dealt with SJ FS for over 10 years now, they have assisted me with my personal mortgage and buy to let arrangements on many occasions. They are both knowledgeable and attentive and I have no hesitation in referring clients of my own to them for mortgage advice.

Neil Currier IFA May 3, 2017

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Your home may be repossessed if you do not keep up repayments on your mortgage.

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